Privacy Policy

Your privacy is important to FORWARD Corporations ("FORWARD", "we", or "us"). Please read our Privacy Policy carefully to understand how we collect, use, disclose, transfer, and store your information. By visiting FORWARD’s website or interacting with content that includes a link to this document (“Online Ads”), you agree to the practices described in this Privacy Policy and our Terms of Use.

Our Collection and Use of Personal Information

Personal Information refers to data you provide that can be used to uniquely identify or contact a single person, such as your name, email address, phone number, and tax identification number. You may be asked to provide Personal Information when you interact with FORWARD, Online Ads, or one of FORWARD’s affiliated companies, such as during a transaction or a request for information. FORWARD and its affiliated companies may share your Personal Information with each other and use it in line with this Privacy Policy. We may supplement the Personal Information you provide with data from other sources, such as public databases, data aggregators, and other commercially available sources.

Examples of Personal Information We Collect and How We Use It

You may provide FORWARD with various Personal Information, including your name, mailing address, email address, phone number, payment information, and tax identification number. The Personal Information we collect allows us to deliver requested products, services, and information to you, maintain contact with you, and manage our relationship with you. By providing FORWARD with Personal Information, you consent to the transfer and storage of that information. We may also use your Personal Information for research, development, analysis, advertising, marketing, product and service offerings, security, fraud prevention, and other business activities.

Our Collection and Use of Non-Personal Information

Non-Personal Information is data that does not allow for direct association with a specific person. This information is compiled and analyzed on both an individual and aggregated basis. We may collect, use, monitor, analyze, transfer, and disclose Non-Personal Information for any purpose.

Examples of Non-Personal Information We Collect and How We Use It

We may collect and aggregate information regarding user access, activity, and behavior on our website, such as when you visit the website and what content is of interest to you. If we combine Non-Personal Information with Personal Information, the combined data is treated as Personal Information under this Privacy Policy.

Non-Personal Information includes:

• Device Information: We may collect specific data from the device you use to access our website, such as device model, IP address, MAC address, operating system version, application software, fonts, and other device information and identifiers.
• Cookies and Other Technologies: We use various technologies to collect and store information when you visit our website. This may involve sending web beacons, cookies, or anonymous identifiers to your device. These technologies help us analyze your behavior on our website and deliver ads related to your interests.
• Log Information: When you visit our website, we automatically collect certain information and store it in log files. This includes IP address, browser version, ISP data, referring and exit pages, operating system version, date/time stamps, cookie data, and clickstream data. We use this information to manage the website, analyze trends, maintain site security, understand user behavior, and improve the site's overall quality and availability.
• Click-Through URLs: In some email messages, we use Click-Through URLs to link to content on our website. When you click one of these URLs, you pass through a separate web server before reaching our site. We use Click-Through URLs to help us gauge interest in specific topics and measure the effectiveness of our email communications.
• Anonymized Information: If we separate Non-Personal Information from Personal Information, the separated data is treated as Non-Personal Information under this Privacy Policy.

Our Sharing of Information with Others

Personal InformationWe do not share Personal Information with businesses or individuals outside of FORWARD, except in the following circumstances:

• Consent: We will share your Personal Information with others outside of FORWARD when we have your consent to do so.
• Service Providers: We provide Personal Information to affiliated companies and other trusted businesses or individuals who process it on our behalf based on our instructions and in compliance with appropriate confidentiality and security measures. For example, we may use others to:
  
  • Deliver, evaluate the effectiveness of, and assist in improving our products and services
  • Conduct consumer research and satisfaction surveys
  • Assist us in analyzing and understanding consumers and how to reach them more effectively
  • Assist us in fraud prevention, security measures, and technical support
  • Provide customer support
  • Manage customer data and ensure data integrity and accuracy
  • Process financial transactions and perform accounting functions
  • Advertise, market, or make product or service offerings
• Legal Reasons: We will share Personal Information with others outside of FORWARD if we have a good-faith belief that disclosure is necessary to:
  
  • Comply with applicable law, regulation, legal process, or enforceable governmental request
  • Protect our operations or customers
  • Detect, investigate, or address fraud, security, or technical problems
  • Investigate potential violations of and enforce applicable terms of service

In the event of a reorganization, merger, or sale, we may transfer any and all Personal Information we collect to the relevant third party.

Non-Personal InformationWe may share Non-Personal Information publicly and with our strategic partners. For example, we may share Non-Personal Information to describe the size and success of our firm.

Transparency and Choice

FORWARD may use third-party display advertising companies, including Google, to serve ads on our behalf across the Internet. FORWARD and its display advertisers use cookies to inform, optimize, and serve ads based on your past visits to our website. You may find additional information, opt-out, or customize display advertising by visiting Google’s Ads Preference Manager. You may also opt-out of other participating third-party display advertising by visiting the Network Advertising Initiative opt-out page. FORWARD may use third-party analytics companies, including Google Analytics and Omniture, to analyze and understand user behavior on our website. You may find additional information and opt-out of Google Analytics by visiting the Google Analytics opt-out browser add-on, and you may opt-out of Omniture Analytics by visiting the Adobe opt-out page. Additionally, you may consider disabling cookies within your browser, but please note that certain features of the FORWARD website may not function properly or be available once cookies are disabled.

Social Media Plug-ins

Plug-ins for social networks, such as Facebook, Twitter, LinkedIn, Yahoo, Windows, and Google Plus, are integrated on FORWARD’s website. By interacting with us through a social media plug-in, certain information will be transmitted to the related social network, and you permit us to have ongoing access to information from your social network profile. If you do not want the social network to collect information about you or share it with FORWARD and other third parties, please review the privacy policy of the relevant social network and/or log out of the social network before you visit FORWARD’s site.

Information Security and Retention

FORWARD takes precautions to safeguard your Personal Information from loss, theft, and misuse, as well as unauthorized access, disclosure, alteration, and destruction. These precautions include technical, physical, and managerial procedures. Because email and instant messaging are not recognized as secure communications, we request that you not send private information via email or instant messaging services. We regularly review our compliance with our Privacy Policy and enforce safeguards within the company. We are committed to working with appropriate regulatory authorities to resolve any complaints regarding the transfer of Personal Information that we cannot resolve with our customers directly. FORWARD uses Secure Sockets Layer (SSL) encryption on all pages where Personal Information is collected to protect the confidentiality of your Personal Information while it is transmitted over the Internet. For your protection, you should exercise care with the information you share online. Always use a secure browser and exercise good judgment in using passwords by choosing combinations of upper and lower-case letters, numbers, and special characters, and avoid using the same or similar passwords across multiple sites. Clients may access their Personal Information by logging into their account. We make good-faith efforts to allow you to update or delete your Personal Information quickly unless we need to retain that information for legitimate business or legal purposes. Some changes may require personal contact with an assigned FORWARD representative. FORWARD retains Personal and Non-Personal Information for the time necessary and reasonable to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law. We may reject requests to change or delete information that is unreasonably repetitive, requires disproportionate technical effort (e.g., requiring the development of new systems or fundamental changes to existing systems), risks the privacy of others, or would be extremely impractical (e.g., information stored on backups). We work to protect data from accidental or malicious destruction, so we may not immediately delete or change residual copies, and information may not be deleted or changed from our backup systems. Unless a disproportionate effort is required, we will provide information access and correction without charge.

Third-Party Privacy Policies

This Privacy Policy only addresses the use and disclosure of information we collect from you. This policy does not apply to the practices of companies that FORWARD does not own or control or to people that FORWARD does not employ or manage. FORWARD does not control the privacy policies of third parties, and you are subject to the privacy policies of those third parties where applicable. We encourage you to ask questions before disclosing your personal information to others. For more information about each third party, please refer to their privacy policies. If you provided your information on the website of an entity not related to FORWARD and that entity shared your information with us, the privacy policy of that website governs the non-related entity’s use of your information, which may differ from this policy.

Children

We do not knowingly collect Personal Information from children under 13. If we learn that we have collected the personal information of a child under 13, we will take steps to delete that information as soon as possible.

Privacy Policy Changes and Questions

FORWARD may update its Privacy Policy from time to time. Changes to this Privacy Policy will be posted on FORWARD’s website, with a corresponding revision date. Please check the website and Online Ads each time you use them for the most current information and to ensure that you are aware of any updates.

Request for Information

If you have any questions or concerns about FORWARD’s Privacy Policy, please contact us at Support@ForwardCorporations.com. Should you no longer wish to receive our emails, you may click on the unsubscribe link located in the footer of each email received.